How Much Does Long-Term Care Really Cost in Minnesota?
When a loved one needs help with daily activities, one of the first questions families ask is, “How much will this cost?” Understanding long-term care pricing in Minnesota helps you plan ahead and make informed decisions about your family’s future.
Whether you’re considering home care, assisted living, or specialized medical support, knowing what to expect financially removes uncertainty during an already stressful time.
Average Long-Term Care Costs in Minnesota (2026)
Minnesota families face significant expenses when long-term care becomes necessary. Here’s what you can expect to pay
Home Care Services
- Approximately $60,000 per year for 44 hours weekly of professional home care
- Ideal for seniors who want to remain in familiar surroundings
- Costs vary based on care hours needed and level of medical support
Assisted Living Facilities
- Around $48,000 annually for basic room and board
- Additional fees apply for personalized services, meals, and activities
- Pricing differs significantly between basic and specialized care facilities
Nursing Home Care
- Over $90,000 per year for 24/7 institutional care
- Highest cost option but provides round-the-clock medical supervision
- May be necessary for complex medical conditions
What Affects Your Care Costs?
Several factors influence how much you’ll actually pay for long-term care in Minnesota:
Type and Amount of Care Needed
- Basic assistance with daily tasks costs less than specialized medical care
- Round-the-clock home care can exceed assisted living facility costs
- Medical complexity drives pricing (ventilator care, wound care, memory care)
Location Within Minnesota
- Urban areas like Hennepin County may have different pricing than rural counties
- Wright County, Anoka County, and Stearns County rates vary by local market
- Cities like Maple Grove, St. Michael, and Bloomington each have unique cost structures
Service Billing Methods
- Some facilities charge all-inclusive rates covering everything
- Others use base rates plus additional fees for each service
- Home care providers typically bill in 15-minute to 2-hour blocks
- Evening, weekend, and holiday visits often cost more
Facility vs. Home-Based Care
- Care in your home may cost less for limited support needs
- Facilities provide economies of scale for comprehensive care
- Adult day programs offer affordable part-time solutions
Finding Affordable, High-Quality Care Options
Cost shouldn’t mean compromising on quality. Many Minnesota families discover that specialized assisted living provides better value than traditional nursing homes.
At 1 on 1 Comprehensive Healthcare Solution, we offer most nursing home-level care in small, home-like settings for significantly less than institutional care. Our licensed facilities throughout Maple Grove, St. Michael, Spring Lake Park, and Bloomington:
- Maximum 5 residents per home for personalized attention
- Licensed nursing supervision with Doctor of Nursing Practice oversight
- Complex medical care including ventilator support, G-tube feeding, and wound care
- Family-style environment that feels like home, not an institution
- Transparent pricing with comprehensive care included
- Licensed by Minnesota Department of Health
Take the Next Step: Get Personalized Cost Information
Every family’s situation is unique. Don’t let uncertainty about costs delay getting the care your loved one needs.
Contact 1 o n1 Comprehensive Healthcare Solution today for a personalized care assessment and transparent pricing information. We serve families throughout Wright County, Hennepin County, Anoka County, and Stearns County with locations convenient to you.
Call us now at 763-299-0025 or visit our website to schedule a free consultation. Let’s discuss how we can provide exceptional care that fits your family’s needs and budget.
Fill in our referral form to learn more about our facility
1 on 1 Comprehensive Healthcare Solution can help
1 on 1 Comprehensive Healthcare Solution is a Minnesota-based provider. We offer assisted living, 245-D, and specialized home healthcare.
Our focus is on personalized care for people with complex medical and behavioral health needs. Owned and operated by a Doctor of Nurse Practice (DNP), our licensed small-home model delivers 24/7 support, customized care plans, and clinical oversight in a safe, residential setting–NO NEED TO MOVE TO A NURSING HOME.
We serve individuals and families across Minnesota seeking a trusted alternative to traditional nursing homes, including support for assisted living, spinal cord injury care, mental health services, and long-term care planning.
CALL US AT 763-299-0025.
Still unsure what type of care you or your loved one needs? Take our quick patient needs assessment to help determine which services are the best fit.
