Payment Options for Assisted Living
At 1 on 1 Comprehensive Healthcare Solution, we believe quality care should be accessible to all. That’s why we accept many insurance plans, Minnesota waiver programs, and private pay options. This helps support people using assisted living, group home, and customized living services across Minnesota.
Private Insurance
Commercial or managed care payment
Waiver Program
CADI or EW
Private Pay
Pay out of pocket or through a second Party
Long-Term Care Insurance
Payment through LTC insurance plans
Medicaid
State funded Medicaid program
VA Benefit
Payment and funding through VA benefits
We Accept These Payment Options
CADI Waiver – CADI Waivers helps those under 55 years of age pay for Assisted Living facilities and related services. Contact us now to learn more about this service, 763-299-0025
Elderly Waiver (EW) The Elderly Waiver helps seniors who need nursing home-level care. It helps those who want to live in a smaller, home-like setting. Our homes qualify under this program.
Veterans Benefits If your loved one served in the military, they may qualify for benefits. These benefits can help cover the cost of care. Veteran Benefits are usually paid directly to the veterans and they veterans pays the service provider. Please contact VA directly to learn more about VA benefits.
Private Pay Families who prefer to pay directly are always welcome. We’ll walk you through rates and what’s included.
Insurance Plans We Accept
Our admissions team will help you verify your benefits and coordinate with your insurance provider to make the process simple and transparent. Contact us at 763-299-0025.
Contact us today to check your coverage.
Not sure where to start?
Take our quick Patient Needs Assessment to discover the right care for you or your loved one — from in-home nursing and 245-D services to personalized residential support.
We’re here to guide you every step of the way.
Frequently Asked Questions
We accept a variety of insurance plans, including some private health insurance and long-term care insurance. Our team can help verify your benefits and explain what services may be covered.
Yes we accept Elderly Waiver and CADI waiver. We are a DHS-approved provider for Minnesota Medicaid waiver programs, contact us directly at 763-299-0025 with questions. EW and CADI programs help fund community-based care such as customized living, Assisted living and group home services.
Absolutely. We offer private pay options for clients who do not have insurance or waiver coverage. Our team will provide transparent pricing and flexible billing plans based on care needs.
Yes. We assist families with verifying insurance coverage and working with county case managers to apply for waivers like CADI or EW. Our goal is to make the process easy and stress-free.
Veterans may be eligible for Aid and Attendance or VA-sponsored community care programs. If you’re a veteran or spouse, contact the VA to learn about Services available to you.
Yes. If you’re already approved for a waiver like CADI, or EW, your services can be transferred to our facility with coordination from your case manager. We’ll work directly with your county team to update your Coordinated Services and Support (CSSP) plan and ensure a smooth transition of care without gaps in coverage.
Yes. Many individuals transition from nursing homes to community-based settings like ours using waivers such as CADI or EW. This process is called nursing facility discharge planning, and it involves coordination with your discharge planner, case manager, and our admissions team to ensure that your waiver funding supports the move to a less restrictive, more personalized care environment.
Call us at 763-299-0025 or email us at admin@1on1comprehensivehealthcare.com
How to Qualify for MnCHOICES for Assisted Living in Minnesota
If you’re looking for help paying for assisted living or a group home in Minnesota, the MnCHOICES assessment is where the process starts.
It’s a free evaluation that helps determine what kind of care your loved one needs — and which programs can help pay for it. Think of it as the key that opens the door to Minnesota’s long-term care programs.
Step-by-Step — How to Get Started
Step 1: Contact your county Call your local county human services office and ask for a MnCHOICES assessment. Be specific that you are requesting a MnCHOICES assessment so they direct you to the proper person to get it scheduled (The Arc Minnesota)
For Hennepin County families, contact Hennepin County Health and Human Services at 612-348-4111.
Step 2: Prepare for the assessment Think about what is important to you, your goals and hopes, and what you need help with. Make a list of health care providers, diagnoses, and medications (Washington County). If you have existing medical records or Social Security disability documentation, have those ready too.
Step 3: Complete the assessment A certified assessor will call you to schedule the assessment, which will take place in your home or another location of your choice. Family, friends, or other supports are welcome to join.
Step 4: Review your results After the assessment, the certified assessor will contact you to let you know which programs you may be eligible for and explain next steps. If you qualify for waiver services, a case manager will be assigned to help you access care.
Step 5: Choose your care provider Once your waiver is approved, you can choose a licensed provider — like 1 on 1 Comprehensive Healthcare Solution — to deliver your care.
Tips to Prepare for Your MnCHOICES Assessment
- Bring a family member or trusted person with you for support
- Be honest about your loved one’s needs — including on their hardest days
- Have a list of current medications and diagnoses ready
- Think about daily tasks they struggle with — bathing, dressing, meals, medication
- Apply for Medical Assistance ahead of time if possible — it can speed up the process