How Families in Blaine, MN Can Pay for Assisted Living
One of the biggest worries for families looking for assisted living is not finding the right place. It is figuring out how to pay for it.
The good news? There are more options than most families realize. If your loved one lives in Blaine or anywhere in Anoka County, here’s a simple breakdown of how assisted living can be covered.
Minnesota Medical Assistance (Medicaid)
Medical Assistance — Minnesota’s Medicaid program — can help cover the cost of assisted living for qualifying individuals. Eligibility is based on income and medical need.
If your loved one already receives MA or thinks they might qualify, this is often the first place to start. Many families are surprised to learn their loved one qualifies.
245-D Waiver Services
245-D is a Minnesota program. It funds home and community-based care for people with disabilities. It also supports people with complex medical needs. It covers services like personal care, nursing support, and daily living assistance. We provide all of these at 1 on 1 Comprehensive Healthcare Solution. We are licensed by DHS to provide 245-D service in Minnesota, call us at 763-299-0025 to learn more.
This is one of the most commonly used funding sources for our residents in Anoka County.
Elderly Waiver (EW) Program
The Elderly Waiver is designed for adults 65 and older who need nursing home-level care but want to stay in a community setting instead. Our group homes qualify as a community setting — so families can use EW funding to cover care with us.
This program is a great fit for families who want high-level medical care without placing a loved one in a large nursing facility.
Private Pay
Some families choose to pay out of pocket — at least while they wait for waiver approval or work through the application process. We’re happy to discuss private pay rates and help you understand what’s included.
Not Sure Where to Start?
That’s completely normal. Minnesota’s healthcare funding system can be confusing, and every family’s situation is different. Our team has helped many Blaine and Anoka County families figure out exactly what they qualify for.
We’ll sit down with you, answer your questions, and help you take the next step — no pressure, no rush.
Call or Text: (763)299-0025
Website: 1on1comprehensivehealthcare.com
Serving Blaine, Anoka County, and the greater Twin Cities metro area.
What If My Loved One Needs More Than Basic Care?
Some families come to us after other assisted living facilities turn them away. Their loved one’s needs are too complex. That’s where we’re different.
At 1 on 1 Comprehensive Healthcare Solution, we specialize in residents who need advanced medical support — including:
- Ventilator and respiratory care
- G-tube and feeding tube management
- Advanced wound care
We accept CADI waiver funding, the Elderly Waiver, veterans benefits, and private pay. So finances do not have to block the care you need. Call us now at 763-299-0025.
What Questions Should I Ask Before Choosing a Provider?
Once you know how you’re paying, the next step is making sure the provider is the right fit. Here are some important questions to ask any assisted living home in or near Blaine:
- Are you licensed to accept CADI waiver or Elderly Waiver funding?
- What is your staff-to-resident ratio?
- Can you handle complex medical care?
- What does a typical day look like for residents?
- How do you communicate updates to families?
- What is the experience of your dealership team
- How to do handle behavior issues
- What license do you have
At 1 on 1 Comprehensive Healthcare Solution, we welcome every one of these questions. Transparency is important to us — and we want families to feel confident before making any decision.
The Benefits of Small Assisted Living Homes in Blaine, MN
Not all assisted living looks the same. There’s a big difference between a large facility with 100+ residents and a small home with just a handful of people. For many families in Blaine, the smaller setting makes all the difference.
Here’s why so many families choose small, assisted living homes:
More personal attention With fewer residents, staff can focus on each person individually. Your loved one isn’t waiting in line for help — care comes to them quickly and consistently.
A real home environment Small group homes feel like a house — because they are. Residents share meals together, have their own space, and live in a real neighborhood rather than a clinical building.
Less confusion and anxiety
For residents with memory or mental health needs, a small, quiet setting feels less overwhelming.
It is calmer than a busy, noisy facility. Familiar faces and familiar surroundings make a real difference in daily comfort.
Faster response to health changes When something changes — a new symptom, a mood shift, a medical concern — small home staff notice it sooner. Early detection leads to better outcomes.
Closer family connection Smaller homes are easier to visit. They feel more welcoming. They also help families stay involved in their loved one’s care.
Why Blaine Families Choose 1 on 1 Comprehensive Healthcare Solution
We are not a big corporate chain. We are a local, nurse-led healthcare company with a simple mission. We give every resident the care you would want for a family member.
Led by a Doctor of Nursing Practice Our care team is led by a DNP with prescription authority. That means a nurse with the most expertise makes medical decisions. They do not just pass those decisions down a chain of command. Your loved one gets clinical-level care in a home-like setting.
Licensed and experienced with Minnesota waiver programs We are fully licensed by the Minnesota Department of Health. We are accredited to accept Medical Assistance, waiver funding (Elderly Waiver, and CADI). Our team understands the Minnesota system and can help your family navigate it without the confusion.
All of our locations are held to the same high standard of care.
When you choose 1on1 Comprehensive Healthcare, you’re not choosing a facility. You’re choosing a team that genuinely cares about the person you love.
Contact 1 on 1 Comprehensive Healthcare Solution
You don’t have to figure this out alone. Whether you have one question or a hundred, our team is ready to help. We work with families in Blaine, Anoka County, and across the Twin Cities metro every day — and we’d love to help yours too.
Reach out to us today and let’s find the right care solution for your loved one together. Call us now at 763-299-0025.
Not sure where to start? Take our free Patient Needs Assessment and we’ll help you understand the best care options for your loved one.
This article is for informational purposes only and does not constitute medical or financial advice. Please consult a qualified professional for guidance specific to your situation.
Helpful Resources for Blaine, MN Families
If you’re caring for a loved one in Blaine, these local resources may be helpful as you explore your options:
Local Government & Senior Services
- Anoka County Social Services — Apply for Medical Assistance, waivers, and connect with local care coordinators
- City of Blaine — Local community resources and senior programs
- Minnesota Department of Human Services — Information on 245-D waiver, Elderly Waiver, and state-funded programs
Healthcare & Medical
- Mercy Hospital — Coon Rapids — Nearest major hospital serving Blaine residents
- Fairview Northland Medical Center — Regional healthcare close to Blaine
Senior & Community Support
- Anoka County Senior Services — Local programs supporting older adults and their families
- Minnesota Board on Aging — Statewide senior resources and caregiver support
Our homes
